Real Estate News

Local Experts Warned of Risks in Transactions Without Assistance

Professionals caution against navigating complex transactions independently. Without expert guidance, individuals face financial losses, legal complications, and missed opportunities that proper assistance prevents

flareAI Services

02 Dec 2025 — 6 min read

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In the quiet corners of Holland, Michigan, a first-time homebuyer scrolls through listings, heart racing at the prospect of owning a home. Meanwhile, in Florida's humid glow, a seller debates whether to go it alone to save on fees. Both face a daunting reality: navigating real estate transactions without expert guidance can lead to costly missteps. Local experts are sounding alarms about the risks of forgoing professional assistance, especially as new commission rules reshape the industry. The National Association of Realtor's landmark settlement in March 2024 has upended traditional agent compensation, leaving buyers and sellers in places like Michigan and Florida grappling with uncertainty. For platforms like Side Door, this moment presents both a challenge and an opportunity to empower independent homeowners.

Home buying or selling shouldn't mean paying for services you don't use or need. Now, with new rules, you can choose exactly what you pay for. Side Door's smart match engine connects you with vetted agents offering flexible service levels, so you pay only for what you use. Keep the guidance, skip the extras, and save thousands and still get the keys in hand. Join Side Door for FREE today!

The New Rules Reshaping Real Estate

As of August 2024, the real estate industry is navigating a seismic shift. The National Association of Realtors (NAR) settled a major lawsuit, introducing new commission rules that have sparked widespread debate. Some envision a buyer's paradise where agent fees plummet due to heightened competition. Others warn that buyers, now potentially responsible for their agent's fees, might skip professional help altogether, risking financial and legal pitfalls. According to a Bankrate report, NAR downplays the changes as minor adjustments, but the reality is far more complex, amplifying the need for clear guidance in transactions.

Side Door, a U.S.-based real estate tech platform, steps into this fray with a mission to simplify the process. Targeting regions like Michigan, West Michigan, Holland, and Florida, it offers transparent pricing and guided workflows, allowing users to select à la carte services from vetted professionals. Unlike traditional full-service agents, Side Door empowers buyers and sellers to customize their support, cutting unnecessary costs while maintaining expert backing.

Why Going Solo Can Backfire

The allure of “FSBO” (For Sale By Owner) sales or skipping agents to save on commissions is strong, especially for cost-conscious sellers searching “sell my home for less.” Yet, local experts caution that unassisted transactions can lead to errors. Mispricing a home, mishandling disclosures, or navigating complex title issues without a professional can erode savings. In Michigan's competitive real estate market, where keywords like “buy a home in Michigan” dominate searches, first-time buyers risk overpaying or missing critical steps without guidance. Side Door addresses this by connecting users with trusted title companies, lenders, and inspectors who prioritize client needs over rigid, one-size-fits-all services.

Take Holland, Michigan, where lakefront properties and tight-knit communities drive demand. A seller might list their home independently to avoid fees, only to face delays from improper paperwork or lowball offers from savvy buyers. Similarly, in Florida's fast-paced market, buyers unfamiliar with local regulations might overlook flood zone disclosures, leading to costly surprises. Side Door's platform mitigates these risks by offering modular services, letting users choose exactly what they need whether it's a home inspection or a title review without committing to a full agent package.

Navigating the Commission Confusion

The NAR settlement has muddied the waters. Previously, sellers typically covered the buyer's agent commission, often 5-6% of the sale price, split between agents. Now, with buyers potentially footing their agent's bill, many are tempted to bypass representation. But as Urban Institute highlights, these changes aim to foster fairness but don't guarantee lower costs for all. Some buyers might negotiate lower fees, while others face higher out-of-pocket expenses, particularly in high-cost regions like West Michigan or Florida.

Side Door's unique differentiator lies in its flexibility. Unlike competitors like Real Estate One or Premier Lakeshore, which often push full-service models, Side Door lets users cherry-pick services. Real estate agents on the platform can join deals they'd typically miss, while title companies and lenders showcase their value directly to clients. This à la carte approach aligns with the post-NAR reality, where transparency and negotiation are paramount.

Overcoming Objections in a Crowded Market

Side Door faces its own hurdles as a startup. Prospects often cite its less polished website compared to industry giants, who invest heavily in marketing. Competitor's sleek platforms and aggressive advertising can overshadow Side Door's practical tools. Yet, its hands-on leadership guided by an experienced real estate practitioner sets it apart. The platform's focus on user control resonates with those searching “where to start with home buying” or “get more leads for my real estate business.” By prioritizing functionality over flash, Side Door appeals to pragmatic homeowners in Michigan and Florida who value outcomes over aesthetics.

Social media amplifies this mission. Side Door engages users on platforms like Facebook, Instagram, YouTube, and TikTok, sharing tips on navigating the new commission landscape. A recent Instagram post highlighted a Michigan buyer saving thousands by selecting only the services they needed, a testament to the platform's value in action.

Practical Tips for Buyers and Sellers

For those entering the market, preparation is key. Here's how to navigate the new rules:

Understand Your Costs: Buyers should clarify agent fees upfront, as the NAR changes may shift costs to them. Sellers should compare offers with and without agent involvement to gauge savings.
Negotiate Wisely: Use platforms like Side Door to access professionals for specific tasks, reducing reliance on full-service agents. Clever offers strategies for negotiating commissions effectively.
Leverage Local Expertise: In regions like West Michigan, partnering with local title companies like Chicago Title ensures compliance with state-specific regulations.
Stay Informed: The NAR settlement may evolve, so monitor updates from credible sources to anticipate further changes.

Side Door's guided workflows simplify these steps, offering tools to compare costs and connect with vetted professionals. For example, a Florida seller might use the platform to hire an inspector and skip a listing agent, saving thousands while ensuring compliance.

A Memorable Empowering the Future of Real Estate

The real estate landscape is shifting, and with it, the way we buy and sell homes. In Michigan's cozy communities and Florida's sun-soaked markets, the risks of going it alone are clearer than ever. Platforms like Side Door are redefining the game, offering a lifeline to those navigating the post-NAR world. By blending digital tools with real-world expertise, it empowers buyers and sellers to take control without sacrificing security. As the industry evolves, one truth remains: informed decisions, backed by the right support, lead to better outcomes. Whether you're a first-time buyer in Holland or a seller in Florida, the message is clear proceed with caution, but don't go it alone.

Frequently Asked Questions

What are the risks of completing transactions without professional assistance?

Completing transactions without professional help can lead to costly mistakes, such as legal disputes, financial losses, or overlooked regulations. Local experts highlight that unassisted transactions often lack proper documentation or due diligence, increasing the risk of fraud or errors. Consulting a professional ensures compliance and protects your interests.

Why should I hire local experts for transactions?

Local experts bring specialized knowledge of regional laws, market conditions, and transaction processes, reducing the likelihood of errors. They provide tailored guidance to navigate complex paperwork and negotiations, saving time and money. Hiring a professional minimizes risks and ensures a smoother transaction experience.

How can professional assistance prevent transaction mistakes?

Professional assistance helps avoid mistakes by ensuring thorough due diligence, accurate contracts, and compliance with local regulations. Experts identify potential issues early, such as hidden fees or legal pitfalls, and guide you through the process. This proactive approach safeguards your investment and prevents costly oversights.

Disclaimer: The above helpful resources content contains personal opinions and experiences. The information provided is for general knowledge and does not constitute professional advice.

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